Privacy Policy

Effective date: September 15, 2026 — Owable is operated by Ruterana.

1. What we collect

From you, the account holder:

From you, about the people you track:

2. Why we collect it

To run your account, calculate balances and interest, send you (or, once configured, the person you're tracking) payment reminders.

3. Who else sees it

We share data only with the service providers that make Owable work:

We do not sell your data or anyone else's data to third parties.

4. How it's protected

Your entries are isolated at the database level using row-level security — your data is only reachable by your own authenticated session, enforced by Postgres itself, not just application code. Data is encrypted in transit (HTTPS) and at rest (via Supabase).

5. How long we keep it

We keep your data for as long as your account is active. You can delete individual entries at any time. To delete your entire account and all associated data, use the delete-account option on your Settings page, or contact ruterana.tools@gmail.com.

6. Your rights

Depending on where you live, you may have the right to access, correct, or delete your personal data, or to object to certain processing. Contact ruterana.tools@gmail.com to exercise these rights.

7. Cookies

We use a single session cookie to keep you logged in. We don't use advertising or tracking cookies.

8. Children

Owable is not directed at, or intended for use by, anyone under 18.

9. Changes to this policy

We'll update the effective date above if this policy changes materially.

10. Contact

Questions about this policy: ruterana.tools@gmail.com